FAQ's*
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3. Can I transfer previous pension rights into the scheme?
Yes.

If, before taking up your current employment you were in the LGPS with another employer you can elect to transfer your previous LGPS service to count with your current service. Your request to transfer previous Local Government service must be made within 12 months of joining. If you do not make a request within 12 months, you will be unable to transfer and your benefits will be kept separate. Service transferred will count in exactly the same way as it did with your previous employer, however, it may not be beneficial for you to transfer if your current pay is lower than that in your previous authority (the Pensions Section can give you more information about this).

Pension rights can also be transferred from any other pension scheme into the LGPS. This will be done on a different basis. The amount received from your previous scheme will buy a period of years and days in the LGPS. The transfer will only take place upon your agreement, after receiving information on the service and benefits purchased. There may be a loss of benefit if the transfer is made more than 12 months after joining the LGPS with your current employer.

If you should wish to investigate a transfer, please complete and return the transfer authority form.

Clwyd Pension Fund, County Hall, Mold, Flintshire CH7 6NA 01352 702876 Disclaimer

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