| The Scheme offers the scope to retire and draw your benefits as young as 50, right up to 75. And in cases of ill health, there is no age limit at all.
However, there is one important condition - you must have three months or more membership, unless you are 65 or you have brought in a transfer from another pension scheme.
Normal retirement age in the scheme is 65, whether you are
a man or a woman. We will work out your benefits on your final pay and the membership you have built up.
Late retirement: Although age 65 is the normal retirement age for LGPS members, it is possible for you to continue working and paying into the Scheme right up until your 75th birthday.
No matter how young or old you are, you can retire and draw your benefits straightaway as long as your employer agrees you will never be able to do your job again because of ill health. We will work out your benefits on your final pay and the membership you have built up, and we will not reduce them at all. And, once you have built up five or more years' membership, we will normally give you some extra membership. For further information, see "Increases to Membership"
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| Retiring Early At Your Request |
| You can ask to retire and draw your benefits from age 50, but this is only possible before 60 with your employer's permission. Between the ages of 60 and 65, you may retire voluntarily, but your benefits may be subject to a reduction. For further information on this, please see the section on 'Early Retirement'. |
| You can retire and draw your benefits from age 50 if your employer makes you redundant or offers an early retirement package. We will work out your benefits on your final pay and the membership you have built up, and we will not reduce your benefits at all. |
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If you are aged 50 or over, it is possible for you to continue in employment and receive your pension benefits, as long as your employer consents to you either:
 Reducing the number of hours that you work per week OR
Reducing your grade
Your employer has the discretion to award you flexible retirement. For further information on this facility, you should contact your employer.
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