Links

Below is a list of links to other sites you may find useful. We have also included a brief description of their content for you. The pages will open in a separate window.

AVC Providers

	Current AVC provider (on home page select 'Clwyd Pension Fund' as the pension scheme you belong to)
	Former AVC provider to the Clwyd Pension Fund

Regulation Related Links

	Featuring news and information on tax and national insurance matters in the United Kingdom.
	The Pensions Regulator (formerly known as OPRA) is the UK regulator of pension arrangements offered by employers.
Pension Tracing Service	The Pension Tracing Service is a service provided by The Pensions Regulator to help people trace lost pension rights.
	The Local Government Pension Scheme National Web Site commissioned by The LGPC on behalf of all Local Authority's. Lists all Local Authority Pensions contacts.
	The Pensions Ombudsman investigates and decides complaints and disputes about the way that pension schemes are run. The Pensions Ombudsman's role and powers have been decided by Parliament, and he is appointed by the Secretary of State for Work and Pensions. He is completely independent and acts as an impartial adjudicator.
	Local Government Employers (LGE) was created by the Local Government Association in April 2006. They work with local authorities, regional employers and other bodies to lead and create solutions on pay, pensions and the employment contract, to ensure the provision of excellent and affordable local services.
	The National Association of Pension Funds (NAPF) is the principal body representing the interests of the occupational pension's movement. The NAPF has the leading voice amongst policy setting organisations
	The Local Authority Pension Fund Forum (LAPFF) exists to promote the investment interests of Local Authority Pension Funds.
	Great Britain's Department for Work and Pensions (DWP) helps: with the costs of raising children and with arranging child support maintenance; support people who are looking for work or cannot work; and to promote financial security in retirement.
	The Pensions Advisory Service (TPAS formerly known as OPAS) is a non-profit organisation which seeks to help any member of the public who has a problem, complaint or dispute with their occupational or private pension arrangement.
	The Local Government Pension Division works to provide a secure, modernised statutory pension scheme for local government employees in England and Wales.

Pensions Guidance and Advice

	A guide to point you in the right direction to find a whole range of help and advice available through central and local government for pensioners.
	General information about financial services is available from the Financial Services Authority (FSA). The FSA is an independent watchdog set up by the government to regulate services and protect your rights. It provides free and independent information about financial matters.
	One-stop financial web site giving advice on pensions and other financial matters.

Miscellaneous Links

	Age Concern Cymru is Wales’ leading national charity working to improve the lives of all older people.
	U3A groups around the United Kingdom are members of the Third Age Trust. Its main purpose is to encourage lifelong learning for those no longer in full time gainful employment.

Clwyd Pension Fund, County Hall, Mold, Flintshire CH7 6NA 01352 702876 Disclaimer