FAQ's[NRL_SiteAdmin]FAQ'sFrequently asked questions; benefits; employer contributions; transferring previous pension rights; opting-out of the LGPS; working part-time; maternity leave; sick leave; changing my address; when can i retire; lump sum; leaving before retirement; death benefits; death grant; pension pay dates; tax code change; pensions increase; national insurance modification; state pensionFrequently Asked Questions For Active And Pensioner MembersLuke Tagg/ITServices/Flintshire/GBNotes
www.clwydpensionfund.org.uk/WebCont/PensionE.nsf/vwa_areas/FAQ's10.1.50.77
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Active Members


1. What benefits will I be entitled to as a member of the LGPS?

2. Does my employer pay towards my pension?

3. Can I transfer previous pension rights into the scheme?

4. Can I opt-out of the LGPS?

5. How does working part-time affect my benefits?

6. Can I increase my benefits?

7. What happens if I am on maternity leave?

8. What happens if I am on sick leave?

9. Should I inform you if my circumstances change? E.g. address, marital status etc

10. When can I retire?

11. Can I give up some of my monthly pension to increase my lump sum?

12. What happens to my benefits if I leave before retirement?

13. After I have finished employment, can I still contribute to the scheme?

14. What happens to my benefits if I die?

15. Who is eligible for a Survivor's Pension?

16. Can I nominate a beneficiary to receive my death grant?

17. Can I speak to a member of staff from the Pensions Section about my pension?


Pensioners

1. On what day of the month is my pension paid?

2. I have had a tax code change on my payslip and the pension I receive has changed.
How do I check this is correct?

3. When do I get an increase to my pension?

4. Why have I had a National Insurance Modification applied to my pension?

5. Can you give me information on my old age (state) pension?

6. Am I able to nominate my cohabiting partner to receive a pension if i die?


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